The details and circumstances surrounding each person’s insolvency are unique. Information on this website 

is not intended to replace your accountant or counselor – it is to assist you in understanding the various options 

of avoiding bankruptcy that may be available to you. Its purpose is also to provide some understanding as 

to the law of bankruptcy and the requirements that may be made of you.

It is always recommended, when making such an important decision, to seek independent professional advice, 

even if it is only for a second opinion.

For further information or to purchase a complete, confidential and obligation-free assessment of your financial situation, contact the Insolvency Assistance Program Team for a honest and comprehensive guide to seek financial options or eliminate your debt help.

Important Question

• Is the worry and stress of your debts getting you down?
  
• Are you afraid to answer the phone?
  
• Are any of your goods about to be repossessed?
  
• Have you been turned down for a Debt Consolidation Loan?
  
• Are too many debts making your life spin out of control?
  
• Is most of your wage eaten away by debt repayments?
  
• Are you selling your assets to pay off your debts?
  
• Have you tried a Debt Consolidation Loan and found it didn't work?
  
• Do you need help out of the never ending debt trap?
  

THE NEXT STEP

If you answered YES to ANY of the above, then you should contact us now at Insolvency Assistance Program to explore your options.

The frightening truth is that when you can’t afford to pay your debts, and can’t get a debt consolidation loan, you can be harassed by debt collectors and eventually taken to court.

A sheriff can arrive at your door with a warrant to repossess your goods or you can have the majority of your income confiscated (garnished) to repay your debts and suffer constant harassment in the meantime.

Worst of all, you can be forcibly declared bankrupt if you’re unable to repay what you owe.

It’s a stressful, disturbing and painful experience that you don’t need to go through.